Buying a home is an adventure, but like any journey, there are hurdles you must overcome. Looking for accessible features can seem intimidating; yet, there is more help than ever before in finding the home of your dreams. Here is what you need to do to get a home made for you.
Find the Home
Thankfully, finding a home that is already accessible is possible. There are even tools online that allow you to searchfrom the comfort of your home. Some of these sites are state-specific, whereas others are run by organizations designed to assist those with disabilities. However, property sites also have the ability to modify a search to only include options with accessible features. Otherwise, look at homes built after 1991, as these follow the FHAA provisions for accessibility. Walls will be reinforced for the addition of grab bars, walkways and rooms should be large enough for wheelchair mobility, and outlets will be easy to access. The newer the home, the better it will be. Older homes may otherwise require more adaptations.
When searching for a home, of course, you’ll need to look into ways to finance it. In addition to taking out a traditional loan, there are many government programsthat provide financial assistance and grants to individuals who qualify. Additionally, veterans can also apply for a VA loan, which frequently offers lower interest rates than government loans, plus you don’t have to worry about paying for mortgage insurance. If you’re not a veteran, consider taking out an FHA loan. FHA loans are generally easier to qualify for than conventional loans, and down payments can be as low as 3.5%. In order to take out an FHA loan, the home you’re buying must meet requirementsfor security, soundness, and safety.
Examine the Neighborhood
You're getting more than a home when you purchase a house — you're also getting an entire neighborhood. Having an accessible home is one thing, but if the sidewalks are uneven — or they don't exist at all — you may want to reconsider your purchase. See if there are amenities you specifically desire. Don't overlook thecrime ratesin your chosen area either; after all, you want to feel safe as you enjoy your new neighborhood. You may also want grocery stores to be close by, simply for ease of access. If you have a pet, make sure that it's a pet-friendly area. Are others walking their dogs? Do people seem friendly and say hello when they are out? All of these factors can impact your quality of life and should be considered.
Ensure the City Is Accessible
If you're looking to move to a new city, you want to be sure it, too, is accessible. There areappsthat can reveal where there are sidewalks and what areas are unpaved. You should take terrain into account, as well. Cities laden with hills may not be the easiest to navigate from a wheelchair. It depends on your particular needs. If possible, visit before you make any purchase. This way, you can see for yourself whether the city is a good fit for you and your lifestyle. Moreover, you should research nearby hospitals and healthcare facilities. Some may have better rankings than others or not specialize in what you need.
Prepping for the Move
Once you have found your home and examined the surrounding area, you need to prepare for moving itself. This is the best time to buy the things you need, such as appliances that could make life easier in your new house. As with all things, spend time reading online reviews before you buy. By doing so, you can find the best quality for price products. You can also decide if it's worth risking a different brand over a trusted favorite. Get your purchases delivered to your new address so you won't have to deal with the hassle of moving them yourself.
If you are worried about the number of things you need to pack for the move, you can hire professional packers. Not only are they quick, but they also have the materials to keep your goods safe during transport. Many people are opting to rent a storage container. A storage container will give you ample time to pack, and when you’re done, a transport company will deliver the containerto your new home. This can make your life and move a smoother experience.
The research can be fun when you know where to look. This is an exciting time, but you need to make sure you love more than the home itself. By preparing for your move and looking at the surrounding area, you can do just that. Now is the best time to start looking for your new place.
Image courtesy of Pixabay
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